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The Sooner You Take These End-of-Life Considerations into Account, the Better

No one really wants to prepare for their own death. But planning for your estate is an important aspect of your financial strategy. The sooner you have the basic documents in order, the better for your family’s financial future. The following are basic estate planning documents you may want to include in your package. Will Your Will dictates who will receive your assets when you...

Pros and Cons of Hiring Over the Holidays

Is the holiday season a good time to recruit and hire new staff? The verdict is still out on that question. While some people support the idea of a holiday hiring freeze, others believe it is purely a myth. The truth is there are both advantages and disadvantages to end-of-year hiring.  What Are the Pros of Holiday Hiring? Proponents of hiring over the holidays believe...

How to Overcome Overeating During Holiday Celebrations

The holidays seem to consist of one large meal or party after another. First, there’s the Thanksgiving feast, with turkey, stuffing, gravy, and pumpkin pie. Then comes a parade of holiday parties, delicious desserts, Christmas ham, goose, or beef, fabulous breads, and, of course, eggnog.  Traditionally, the holidays are a time to indulge and celebrate with friends and family. It can be very tempting to...

Employer-Provided Life Insurance: What You Need to Know

Life insurance is a popular feature of employee benefits packages. Many employers provide basic group life free of charge to their employees. More Americans have workplace plans than individual life insurance plans, as reported in a NerdWallet article.  If your employer offers free or low-cost basic group life, there is no reason not to accept it. Enrollment is automatic in some cases. Although it is a...

Should Your Business Offer an HRA or HSA?

HRAs and HSAs are two very popular, tax-advantaged healthcare savings plans. These plans differ in several ways, including who is eligible to participate, where contributions come from, and what kind of health plans can be combined with them. Before deciding which one is better for your company, it is important to understand what these plans are, what benefits they provide, and the key differences between...