How Pension Plans and 401(k) Plans Differ
Posted: April 28, 2023
How Pension Plans and 401(k) Plans DifferNone of us can stay young forever – but no one should have to work for an entire lifetime. It is essential to familiarize yourself with your employer-sponsored retirement plans and the benefits they offer so you are well-prepared for the future. These two types of retirement plans can play a significant role in your life when you retire, so it is essential to plan...
Do Not Let Your Preventive Care Fall Through the Cracks
Posted: April 25, 2023
Do Not Let Your Preventive Care Fall Through the CracksPreventive care is an essential part of managing your health and ensuring you catch potential issues early on, so you can live a longer life. Not only will preventive care reduce your chances of developing a serious health condition, but you can obtain most of these services at no cost since most are covered by your health insurance. That means there is no reason for...
Am I Eligible for Life Insurance if I Have a Chronic Illness?
Posted: April 22, 2023
Am I Eligible for Life Insurance if I Have a Chronic Illness?If you live with a chronic illness and are considering the prospect of purchasing life insurance, you may be wondering if your condition will get in the way of your eligibility. However, many people with chronic health conditions are still able to qualify for average life insurance rates. Of course, every person’s situation is different, and your rates will also reflect the specific type of...
5 Non-Traditional Benefits That Your Employees Will Enjoy
Posted: April 13, 2023
5 Non-Traditional Benefits That Your Employees Will EnjoyTo attract the best employees, your company needs to offer a combination of salary and benefits. As an added enticement, consider offering your workforce non-traditional benefits. Wellness programs. Your workforce appreciates a focus on wellness, such as providing ergonomic furniture, digital health trackers, telehealth programs, or offering online support for weight loss or smoking cessation. A comfortable, modern work environment. The office layout makes a...
Is Joint Life Insurance a Good Idea?
Posted: April 7, 2023
Is Joint Life Insurance a Good Idea?Joint life insurance comes with several appealing benefits. Rather than covering one spouse, the insurance covers both spouses – but only pays one death benefit – when one partner dies. This type of insurance can be more affordable than buying two separate life insurance policies. How does Joint Life Insurance Work? Joint life insurance comes in two different types, called “first-to-die” and “second-to-die.” With first-to-die,...